Systematic Withdrawal Plan (SWP) Calculator
Systematic Withdrawal Plan - Generate Regular Income from Investments
đŧ Investment Details
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âī¸ Advanced Options
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Continue investing while withdrawing
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Amount to preserve as emergency fund
đ SWP Analysis
Your systematic withdrawal plan breakdown
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Total Withdrawals
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Final Corpus Value
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Sustainability (Years)
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Withdrawal Rate
đ¯ Sustainability Analysis
Plan Sustainability
Evaluating...
đ Market Scenario Analysis
Bear Market (6%)
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Normal Market (12%)
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Bull Market (18%)
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đ Withdrawal Schedule (First 10 Years)
| Year | Starting Balance | Withdrawal | Growth | Ending Balance |
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đĄ SWP Optimization Tips
- Start SWP only after building a substantial corpus (ideally 25-30x annual expenses)
- Keep withdrawal rate below 4-6% annually for long-term sustainability
- Consider inflation-adjusted withdrawals to maintain purchasing power
- Diversify your investments across asset classes to reduce volatility
- Review and adjust withdrawal amounts based on market performance